Top 5 Credit Card Offers in India (2026) — Earn Cashback & Rewards

In 2026, credit cards aren’t just for making payments — they’re a smart earning tool! 💳
With the right card, you can enjoy monthly cashback, travel perks, dining discounts, and reward points that truly make a difference.

But here’s the best part — you can even earn money by promoting these credit cards!
👉 Join EarnKaro for Free and get up to ₹3,500 per successful card approval.

🥇 1. HDFC Millennia Credit Card

Best For: Online shopping & cashback
Top Benefits:

• 5% cashback on Amazon, Flipkart, Swiggy & Zomato
• 1% cashback on all other spends
• 4 complimentary airport lounge visits per year
• Fuel surcharge waiver

Annual Fee: ₹1,000 (waived on ₹1L annual spend)

💡 Perfect for students and young professionals who shop online frequently.

🥈 2. Axis Bank ACE Credit Card

Best For: Google Pay users & cashback enthusiasts
Top Benefits:

• 5% cashback on bill payments via Google Pay
• 4% cashback on Swiggy, Zomato & Ola
• 2% cashback on all other spends (unlimited)
• Free domestic airport lounge access

Annual Fee: ₹499 (first year often free via offers)

👉 Apply through EarnKaro & Earn up to ₹3,500 per approval

🥉 3. Amazon Pay ICICI Credit Card

Best For: Amazon Prime members
Top Benefits:

• 5% cashback for Prime users
• 3% for non-Prime users
• 1% on all other spends
• Lifetime free card — no annual charges

💬 Ideal for online shoppers and first-time card users.

🏅 4. SBI SimplyCLICK Credit Card

Best For: Regular online spenders
Top Benefits:

• 10X reward points on Amazon, BookMyShow, Cleartrip
• 1 Reward Point = ₹0.25 cashback
• Free Amazon e-voucher on joining
• ₹2,000 worth of vouchers on ₹1L annual spend

Annual Fee: ₹499 only

🎖️ 5. IDFC FIRST Millennia Credit Card

Best For: Beginners & students
Top Benefits:

• Lifetime free card
• 10X reward points on online transactions
• 25% off on movie bookings
• 1% fuel surcharge waiver

💡 A great entry-level credit card for young professionals.

💰 How to Earn Money by Promoting Credit Cards

Affiliate marketing allows you to earn commission every time someone applies and gets approved for a credit card through your link.

Here’s how you can start:

1️⃣ Sign Up on EarnKaro (Free):
👉 Click here to join now

2️⃣ Generate Affiliate Links:
Go to the “Credit Card Offers” section on your EarnKaro dashboard and copy your personalized link.

3️⃣ Share & Earn:
Share the link on your website, YouTube, Instagram, Telegram, or WhatsApp.
Each approved card = Up to ₹3,500 commission!

🌟 Why Credit Card Promotions Are a Goldmine in 2026

• High commissions per sale (₹2,000–₹3,500)
• High trust financial niche = better conversions
• Consistent demand with new card launches
• Works great with blogs, YouTube, or short videos

✍️ Final Thoughts

Credit cards are no longer just financial tools — they’re a gateway to smart income.
If you’re a student, content creator, or affiliate marketer, this is your chance to start earning passive income.

So don’t wait —
👉 Start Earning with EarnKaro Today 
and get up to ₹3,500 per successful approval!